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Last updated: June 6, 2026
These terms are short because the site is simple: Strata is a free, educational, volunteer-run project. Here's what that means for you.
Strata is a student-led volunteer initiative offering free financial education and planning support. There are no fees, no paid tier, and nothing for sale. Using this site costs you nothing, now or later.
Strata is not a registered investment adviser, broker-dealer, or licensed financial advisory firm. Everything on this site, and everything shared in conversations with Strata, is general and educational. It is not regulated financial, investment, legal, or tax advice.
Financial decisions are yours to make. For decisions that require a licensed professional, consult a qualified advisor. Where that's the case, we'll say so and point you to one.
The site and its content are provided as-is, free of charge, and without warranties of any kind. We work to keep information accurate and current, but we may change, add, or remove content at any time without notice.
To the extent permitted by law, Strata isn't liable for losses arising from decisions made on the basis of the general educational information provided here.
If these terms change, we'll update this page and the date above. Continuing to use the site after a change means you accept the updated terms.
If anything here is unclear, email hello@stratafinancialplanning.com.